Flexible Home Selling Solutions That Work for You

Most homebuyers use traditional bank loans — but not every deal works that way. Creative financing gives us flexible tools to help you sell your property even if:

• It needs work
   
• You’re behind on payments
   
• You have little or no equity
   
• You want monthly income instead of a lump sum

We use smart, proven methods to help sellers walk away clean — or with cash flow — depending on their goals.

Seller Financing

• You become the bank. We pay you monthly for your property, often at a better total price than a cash offer. No agents, no loans, and often no closing costs.
   

 Subject-To (Mortgage Takeover)

• If you’re behind or upside down, we can take over the payments “subject to” your existing mortgage. You avoid foreclosure, and we keep things current.
   

Rent-to-Own / Lease Option

• Great for landlords or sellers not in a rush. We handle the tenant-buyer process and manage the property while you collect monthly income.
   

Hybrid Options

• Some sellers get a small amount of cash upfront, then monthly payments, then a balloon payment later — all designed around what works best for you.
   

• You’re behind on payments or in pre-foreclosure
   
• You don’t want to take a big loss with a cash offer
   
• You inherited a home and want monthly passive income
   
• You’re a tired landlord and want out without a fire sale
   
• You’re upside down on your mortgage and need a way out
   

• No credit checks

• Flexible timelines

• Potential for more total value than a cash deal

• No commissions or agent fees

• You control the terms — we just help structure the deal